El paso first time homebuyer program




















They will be your contact for all of the details about loan underwriting, how Turnkey Plus will affect your mortgage and the process to utilize the DPA program. Please contact them directly for any questions your may have about the Turnkey Plus program.

Academy Mortgage. Air Academy Federal Credit Union. Axia Financial. Bay Equity Home Loans. Caliber Home Loans. Cardinal Financial Company. Celebrity Home Loans.

Central Trust Bank. Cherry Creek Corporate. Churchill Mortgage. CityWide Home Loans. Cornerstone Home Lending. Fairway Independent Mortgage Corporation. Guaranteed Rate, Inc. Guild Holdings Company. Homebridge Financial Services, Inc. LeaderOne Financial Corporation. Mortgage Solutions Financial. Neighborhood Loans, Inc. New American Funding. Nova Home Loans. US Bank. VIP Mortgage, Inc. Lenders: Should you wish to become an approved lender, please contact Jennifer Payne at Raymond James for more information.

Now that you have read through some basic information about the program, please follow this 5 step process for completing your Turnkey Plus down payment assistance. The first step to see if you qualify is to take our online Eligibility Quiz. The quiz will let you know if you meet the program requirements and if so, the types of assistance you qualify for.

Eligibility Quiz. Both programs offer the same assistance options. Hero professions include:. This program offers the same benefits as the Home for Texas Heroes Program. If you qualify for our programs, TSAHC will provide you with a mortgage loan and funding to use for your down payment. You can choose to receive the down payment assistance DPA as a grant which does not have to be repaid or a deferred forgivable second lien loan which only has to be repaid if you sell or refinance within three years.

If you are buying your first home, you can also apply for a mortgage interest tax credit known as a Mortgage Credit Certificate MCC. To qualify, you must meet certain income requirements and the home must meet certain sales price restrictions.

Learn more about Mortgage Credit Certificates. The first step is to take our quick online Eligibility Quiz. If you are eligible, the quiz will then direct you to contact a participating lender in your area.



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